![]() ![]() Maximizing rewards with the Apple Card is all about strategic spending. Remember, though, without the Apple Cash Card, you can only redeem cash rewards as a statement credit against your Apple Card balance. You can check how much Daily Cash you've accumulated at a glance. To see how much cash you have to redeem, you just open the Wallet app and tap your Apple Cash Card. Rewards can be redeemed from any Apple device, including your iPhone, iPad, Apple Watch, or Macbook. Send money to friends and family through Messages.Transfer cash rewards to a linked bank account.Make a payment toward your Apple Card balance.Make purchases in-store, online, or in-app.Once Daily Cash is credited to your Apple Cash Card, it's yours to do with more or less as you please. But as you can see, you'll get the most rewards value from purchases when you shop at Apple or using Apple Pay. There are no limits on the amount of Daily Cash you can earn and no restrictions on where you can earn cash rewards. 1% Daily Cash: Applies to any purchases made outside of Apple Pay.Įach time you earn Daily Cash, it's credited to your Apple Cash Card in the Wallet app.2% Daily Cash: Applies to all Apple Pay purchases, across every spending category.Members also earn 3% Daily Cash when they use their card with Apple Pay at Walgreens, Panera Bread, Exxon Mobile, Nike, and in T-Mobile stores. 3% Daily Cash: Applies to purchases made at Apple stores,, the App Store, and iTunes.There are three tiers of rewards you can earn: And of course, Apple makes it as easy as possible to manage your account through the app so you don't have to chase down paper statements or try to remember where you spent money.īeyond that, you may like this card if you're looking for cash back rewards with no annual fee and no foreign transaction fee.Ĭardmembers earn Daily Cash rewards every time they spend. In terms of cash back potential, it's most rewarding for a) people who are into all things Apple, from devices to downloads, and b) consumers people who regularly make purchases from their mobile device. It's not difficult to set this up through the Wallet app, but it's an extra step that's worth noting.Īffinity creates desire for rewards and perks with particular brandĪpple Card is designed first and foremost for iPhone users who already use Apple Pay as their preferred digital wallet app. The caveat is that if you want to redeem for anything other than statement credit, you'll need an Apple Cash Card account. You Need to Set up Apple Cash to Redeem Rewards: Apple gives you multiple ways to redeem the Daily Cash rewards you earn.That's limiting for people who are Android users or have an older iPhone that can't be updated. Requires an iPhone for Use: If you don't have an up-to-date iPhone, you won't be able to use the Apple Card. Specifically, you have to have an iPhone running iOS 15.1.1 or later for it to work. ![]() That doesn't mean you can't use your Apple Card to spend money at those merchants, but it does mean you earn cash back at the lowest tier-1% Daily Cash on your purchases.
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